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Although most of our staff are typically on job sites during normal business hours, we encourage you to contact Carroll Construction at 225-335-2334 during our normal business hours to set up a consultation or ask questions. We'd also encourage you to follow us on social media to receive important updates, view extra photo galleries, and get tips from the experts!

Plus, you can use this online form below to provide us a few details on how we may best help you!

Phone:(225) 335-2334
Email:besthomeinthesouth@gmail.com
Address:P.O. Box 128
Clinton, LA 70722
Hours:Mon-Sat, 9am - 5pm
Closed Sundays

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Simply provide a bit of information about your project, and we'll get in touch with you ASAP!

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IMPORTANT LOAN CONSIDERATIONS

Your budget is the foundation for every other decision you will make while preparing to build a home because it provides context for what is possible. Most people attempt to answer the question of “What is my budget?” by simply deciding how much they would be comfortable spending. Unfortunately, while this is a crucial part of the process, it ignores the rest of the picture. We advise our clients to answer the following questions in the order below. However, if you are self-financing the project, skip to question #3.

1. How much will a financial institution lend me?

This sets what we refer to as your Maximum Loan Amount.

2. What type of loan will I need?

This is where many people get confused because if you ask the wrong questions when interviewing lenders, you’ll get vastly different answers. We recommend reviewing the information in this article on the loan type you will need before meeting with your lending candidates.

3. How much am I willing to spend?

Just because a lender is will to lend up to your Maximum Loan Amount, this does not mean you will be willing to borrow and spend that amount. Consider the monthly payments as a starting point and adjust your Budget amount from there. Your chosen lender can help you with this.

4. What can I reasonably expect to build for what I am willing to spend?

This answer will come from a qualified builder during your preliminary meeting. Be prepared to discuss your budget so that the builder can help you get a better idea of what size home to design to meet your goals.

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7 things You Must Know Before Designing a New Home


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